Thursday, June 26, 2014
Wednesday, June 18, 2014
International Student Loans In USA
You should always carefully evaluate how much money you will need to study in the USA. Then research and apply for scholarships, financial aid from your school, and find money from any other source, including family funds. After exhausting these avenues, most international students still have a funding gap, and that's where international student loans come in.
International Student Loans are now a very realistic way to
finance your education in the US. Loans are very flexible, and can offer loan amounts high enough to pay for your entire education, but with extended repayment terms and reasonable interest rates, so you can afford the repayment after you graduate.
Here's some basic information you should know about international student loans:
- US Co-Signer Required. Since these loans are credit-based, international student loans require a credit-worthy US citizen or permanent resident (green card holder) as a co-signer.
- Repayment. Repayment of an international student loan can be deferred while you are in school, and for six months after you finish school. After that, you will have up to 20 years to repay the loan, with a payment due every month. If you choose, you can pay off the loan early with no penalty, saving lots of interest.
- Maximum Amount. Typically, you can borrow the full amount of tuition, room and board, fees and living expenses, as calculated for your school, up to an overall maximum amount (typically $30,000 per year; some programs offer up to $50,000 per year).
- Interest Rates. Interest rates on international student loans are variable, based on an index (the LIBOR), so your rate and your payment amount will continue to move up and down with the index.
Monday, June 16, 2014
Kylie Jenner Posts Super Sexy Bikini Pic On Instagram
Wow, let us catch our breath for a second! The youngest Jenner took to Instagram to relive her family trip in Greece by posting a totally hot photo of herself in a sexy, skimpy bikini. Is she showing off too much?
Most people remember their family vacations by looking at pictures of the scenery, the dinners, the candid moments, but the Kardashians are not most people. The youngest of the horde, Kylie Jenner, got nostalgic in another, racier way when she posted a picture of herself in a tantalizing bikini on May 25.Kylie Jenner Poses For Sexy Bikini Selfie
In the pic, Kylie is sporting a skimpy bikini bottom with cut-out sides that show sneak-peeks of the very top of her long legs. On top Kylie opted for a frilly, white number that of course showed off her taut stomach. “Missing you, Greece xx,” Kylie wrote for the sexy photo’s caption.
You can tell Kylie knew she looked good just by the way she’s standing — her hips thrust back to accentuate her curves to the ultimate degree.
Kylie Jenner: Is She Too Young For Pics This Sexy?
Besides the fact that Kylie definitely went home from vacation with some super weird tan lines, the photo makes us cringe a little bit for one other reason — Kylie is only 15 years old!While we want to applaud Kylie for looking great (because let’s be honest, she does), the church lady in us still wants to scold her and tell her to put on some clothes.
Kylie obviously takes after her sister, Kendall, and her Kardashian half-sisters, who have never shied away from posting a provocative bikini pic from time to time. Kim pretty much did it on a daily basis before getting pregnant.
But the sisters are all way older than Kylie — and they came into the public eye after the had hit 18, whereas Kylie has had cameras on her since she was a child. It’s probably easy for her — and us — to forget that she’s just a teenager.
There’s nothing wrong with showing off — she’s in great shape and she should be proud of that — but she might not want to go spicing up Instagram like she’s Rihanna just yet.
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